• CECU Care Health Plan
  • Loans
  • Mortgages
  • Investments
CECU Care
Comprehensive Health Plan
CECU is pleased to offer a one of a kind affordably priced comprehensive health plan designed just for our members!

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Download CECU Care Brochure

Enrol in CECU Care
CECU Care Benefits
  • Major Medical Coverage: $300,000, $500,000 or $1,000,000
  • Ground and Air Ambulance Coverage
  • International Medical Card
  • Surgery Coverage

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CECU Care Reimbursements
  • Dental Expenses
  • Vision Expenses
  • Doctor visits
  • Prescription Drugs
  • X-rays and Lab Expenses
  • Hospital Expenses
  • Preventative Care Expenses

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Loan Types

At CECU, our loans include:

  • Car loans
  • Educational loans
  • Housing loans
  • Vacation loans
  • Life Event loans and more.

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Current Loan Offers

Check out our current loan offers:

Read more about CECU's Loan Policy.
Apply for a Loan through CECU.

 Apply for a Loan Through CECU
Mortgages

CECU can work with you to secure your home. Monthly payments are based on:

  • Mortgage amount
  • Repayment period
  • Interest rate applicable
  • Earnings/Joint Earnings and Age.

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Mortgage Types

Find out more about our:

Try our mortgage calculators:

 Try Out Our Mortgage Qualifier Calculator
Investments

CECU pursues policies that enhance
our investment management service.
We offer our members stability as we
make investments with the potential to:

  • Minimize risk, and
  • Maximize return.

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Investment Options

Find out more about our:

Contact Us for further information on these and other CECU investment options.


 Learn More About CECU Investment Options

Financial Highlights

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2015 Annual Report
"Together"
Download PDF version here.

CECU Financial Highlights
for the Year Ended 31st December 2015

Membership: 8,728
Assets: In excess of $281.8 Million
Savings: $234.6 Million
Loans: $120.9 Million
Reserves: $14.2 Million

 
Membership

  2014 2013
Employees 2,635 2,703
Relatives 1,699 1,655
Ex employees 4,394 4,050
Total Membership 8,728 8,408


Asset Mix

Loans $120,993,640
Cash and Short Term Investments $28,839,963
Other Investments $124,693,882
Fixed Assets $8,236,106
Accounts Receivable $4,066,295


Asset Mix

Use of Revenue

Dividend & Rebate $10,015,902 59.13%
Administrative Costs $2,180,310 12.87%
Additions to Reserve $1,529,806 9.03%
Personnel Costs $2,145,313 12.66%
Loans Protection & Life Savings Insurance $1,068,336 6.31%


Use of Revenue

Staff

Kelly Ann Traboulay

Ms. Kelly Ann Traboulay,
General Manager

Rona Ramkissoon

Ms. Rona Ramkissoon
Finance  Manager

Lorraine Ragbir

Ms. Lorraine Ragbir,
Marketing Manager

Sandra Johnson

Ms. Sandra Johnson,
Senior Systems Administrator

Sylvia Ramdeo

Mrs. Sylvia Ramshubhag,
Management Administrator

Sharon Howard

Mrs. Sharon Howard,
Senior Loans Officer

Deion Raphael

Mr. Deion Raphael,
Loans Officer

Joanna Singh

Ms. Joanna Singh,
Loans Officer

Linda Mentor

Ms. Linda Mentor,
Recoveries Officer

Shelly Ann Ramlochan

Ms. Shelly Ann Ramlochan,
Accounts Assistant

   Darvel Cordner

Mr. Darvel Cordner,
IT Analyst

Stephanie Ramdar

Ms. Stephanie Ramadhar,
Insurance Administrator

Rachel Agostini

Ms. Rachel Agostini,
Marketing Assistant

Armelle Chun Taite

Ms. Armelle Chun Taite,
Customer Service Representative

 

Shernell Wright

Mr. Shernell Wright,
Cashier

 



 

 

Committees

Credit Committee

Mr. Junior Dhoray
Chairperson		 Ms. Natalie Owen
Secretary
Mrs. Viola Callender
Member		 Ms. Rosemary Ayres
Member
Ms. Kathy Ann Joe
Chairperson		 Ms. Kelly Ann Traboulay
Ex Officio
Ms. Coleen Boyce
1st Alternate		 Ms. Giselle Hall
2nd Alternate


Supervisory Committee

Mrs. Amanda Cornwall
Chairperson		 Ms. Patricia White
Secretary
Mrs Narissa Mohammed
Member		 Mr. Nyland Young
Member
Mr. Omar Seetahal
Member		 Mrs. Cherry Ann Williams
1st Alternate
Mrs Karen Hassanali-Ramdial
2nd Alternat 		  

 

Investment Committee

Mr. Kenny Jalsa
Chairperson		 Mr. Govind Maharaj
Member
Mrs. Terri Ann Joseph-Brathwaite
Member		 Mr. Derek Tang Nian
Member
Mr. Eugene Stephenson-Atwell
Member

Mrs. Aura Watson-Bereaux
Ex Officio
Ms. Kelly-Ann Traboulay
Ex Officio		  

 


Education Committee

Mr. Frank Rivas
Chairperson		 Mrs. Terri Ann Joseph-Brathwaite
Member
Mr. Kester Hamlet
Member		 Mrs. Mary Fullerton
Member
Mr. Glenroy Forrester
Member		 Ms. Kelly-Ann Traboulay
Ex Officio

 


Delinquency Committee

Mr. Trevor Howell
Chairperson		 Mrs. Terri Ann Joseph-Brathwaite
Member
Mrs. Viola Callender
Member		 Ms. Natalie Owen
Member
Ms. Rosemary Ayres
Member

Mr. Eugene Stephen-Atwell
Member
Ms. Kelly-Ann Traboulay
Ex Officio		  

  

Information Technology (IT) Committee

Mr. Shiva Mungal
Chairperson		 Mrs. Shaleeza Khan-Ali
Member
Mr. Kabron Henry
Member		 Ms. Kelly-Ann Traboulay
Ex Officio
 

 
   

Marketing Committee

Mr. Govind Maharaj
Chairperson		 Mrs. Aura Watson-Bereaux
Member
Mr. Glenroy Forrester
Member		 Mr. Derek Tang Nian
Member
Mr. Eugene Stephenson-Atwell
Member

Mr. Junior Dhoray
Ex Officio
Ms. Kelly-Ann Traboulay
Ex Officio		  

 

 

Nomination / Screening Committee

Mr. Trevor Fung,
Chairperson		 Mrs. Margaret Ann Parris
Member
Ms. Marsha Ali
Member		 Ms. Dedra Cox
Member
Ms. Kelly-Ann Traboulay
Ex Officio		  

Board of Directors

Govind Maharaj

Mr. Govind Maharaj
President

Kenny Jalsa

Mr. Kenny Jalso
Vice Presitdent

Mary Fullerton

Mrs. Mary Fullerton
Secretary

Frank Rivas

Mr. Frank Rivas
Asst. Secretary

Kelly Ann Traboulay

Ms. Kelly Ann Traboulay
General Manager

Junior Dhoray

Mr. Junior Dhoray
Director

Stephen Atwell

Mr. Eugene Stephenson-Atwell
Director

Terri Ann Brathwaite

Mrs. Terri Ann Joseph-Brathwaite
Director

Aura Watson

Mrs. Aura Watson-Bereaux
Director

Shiva Mungal

Mr. Shiva Mungal
Director

Trevor Howell

Mr. Trevor Howell
Director

Kabron Henry

Mr. Kabron Henry
Director

Derek Tang Nian

Mr. Derek Tang Nian
Director

Paula Marcelle Irish Alternate

Mrs. Paula Marcelle-Irish
1st Alternate

Anthony Maingot Alternate 2

Mr. Anthony Maingot
2nd Alternate

  

 

Your Role as a Member

What is Your Role as a Credit Union Member?

One member, one vote.

The Board of Directors, Credit and Supervisory Committees are directly responsible to the members for the faithful performance of the duties assigned them. Members have the power to elect officers to these positions and to replace any or all who do not perform satisfactorily. This control is exercised at the Annual or Special General Meetings of members.

The Right to Serve

This may take the form of Board or Committee membership, as company liaison officers or by active support of all your credit union activities, plans and projects.

  1. Thank You