- CECU Care Health Plan
- Loans
- Mortgages
- Investments
CECU Care
CECU is pleased to offer a one of a kind affordably priced comprehensive health plan designed just for our members! |
CECU Care Benefits
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CECU Care Reimbursements
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Loan TypesAt CECU, our loans include:
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Current Loan OffersCheck out our current loan offers: Read more about CECU's Loan Policy. |
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MortgagesCECU can work with you to secure your home. Monthly payments are based on:
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Mortgage TypesFind out more about our: Try our mortgage calculators: |
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InvestmentsCECU pursues policies that enhance
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Investment OptionsFind out more about our: Contact Us for further information on these and other CECU investment options. |
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Bye-Laws
The CECU Bye-Laws is available for download in Adobe Acrobat format.
Download a free version of Adobe Reader.
To access our Bye-Laws, please see the link provided below.
Membership
Membership in this Credit Union is open to:
- All persons who are bona fide employees of the Neal and Massy group of companies.
- Employees of Associated Companies and Companies which were formerly subsidiaries of Canning's and Company Limited and any other company approved by the Board of Directors.
- Members of the immediate family of an employee of any of the group of Companies mentioned above (hereafter referred to as Sub-members) provided always that such persons shall only remain members as long as the employee retains his or her membership of this Credit Union or with the permission of the Board of Directors in its absolute discretion.
"Immediate Family" means:-
(a) father or mother; (b) husband or wife; (c) brother or sister; (d) son or daughter; (e) adopted son or daughter.
Contributions of Members/Sub-members to this Credit Union shall be in the form of weekly, fortnightly or monthly deposits and made by a duly authorized agency appointed by the Member/Sub-member for the purpose and approved by the Board of Directors.
UTC Contributions
A free service offered to our members.
Canning's Employees' are agents for The Unit Trust Corporation of Trinidad and Tobago (UTC). Any member wishing to save at the UTC simply needs to submit their UTC Account/s number/s to the credit union and instruct us of your monthly contribution to your UTC account. CECU will send your contribution on a monthly basis for you free of charge.
Contact Us for further information on UTC contributions.
TTARP Membership
Through our partnership with the Trinidad and Tobago Association for Retired Persons (TTARP), we are able to offer our members a range of discounts through TTARP.
Benefits of Becoming a TTARP Member
- Attractive Discounts
- Social Activities
- Reciprocal Membership
- Voluntary Services / Employment (part- or full-time)
- Active Lobbying Group
- Hospitalisation Assistance Plan.
- Golden Term Insurance to age 100 (Death Benefit)
- Subscription to TTARP O50Q
Membership Requirements
- Persons must have attained the age of 50
- Persons can be employed or retired.
Note: Proof of age is required. Photocopies are accepted.
Membership Fees
You have the option to pay for a membership card for periods 1-3 years. The rates are as follows:
Admission Fee $10
| Subscription Fees | Plan 55 / Major League Account / Evergreen Account | |
| 1 year | 75.00 | 65.00 |
| 2 years | 140.00 | 120.00 |
| 3 years | 200.00 | 170.00 |
Note: RBC Royal Bank Plann 55 or Republic Bank Major League account holders pay the rates on the right side of the above table, excluding the admission fee. Evidence of having one of these accounts must be provided. First Citizens Evergreen account holders must process their membership via their branch.
Contact Us for further information.
Discounts
CECU members benefit from the following exclusive member discounts:
| Eye Care | Discount | Location |
| Optometrists Today | 20% | # 82 Frederick St., Port of Spain |
| Everybody's Optical | 10-15% | # 65 Frederick St., Port of Spain # 110/112 Frederick St., Port of Spain Cr. St. Vincent St. & Park St., Port of Spain |
| Imperial Optical Ltd. | 10% | Park Plaza, Port of Spain |
| Ferreira's Optical | 10% | # 94A Frederick St., Port of Spain |
| Joyce E. Ali | 10% | #64A Independence Square, Port of Spain |
| Furniture and Appliances | Discount | Location |
| American Stores | 2% Cash back on Appliances 2% Cash back on Electronics 3% Cash back on Furniture 25% off Regular Price Plus 3% Cash back on Appliances 3% Cash back on Electronics 4% Cash back on Furniture |
Nationwide |
| Lewis Electrical Appliance Centre | 5% on all Appliances 10% on Parts |
Edward Street & Tragarete Rd, Port-of-Spain |
| Hardware | Discount | Location |
| Nagib Elias and Sons Ltd. | 10% on Factory Price  All foundation material i.e. bricks and cement. 10%: All Finishing Materials i.e. paints laminates, Floor and Wall tiles, vinyl electrical cable & conduit fluorescent lights, fixtures etc. 15%: All Fixtures i.e. sanitary ware, decorative lighting, fixtures, entrance locks, door handles etc. |
Nationwide |
| Paints | Discount | Location |
| Sissons | 10% | Obtainable through the retail outlets of Nagib Elias & Sons |
| Berger Paints | 15% on Premium Brands - 1-15 gallons 5% on Mixed Colours - 1-15 gallons 17.5% on Premium Brands - 16 gallons and over 7.5% on Mixed Colours - 16 gallons and over |
Port of Spain - #11 Concessions Rd., Sea Lots San Fernando - #9-17 Princess Margaret St. Tobago - NIPDEC Warehouse, Gov't Farm Rd., Scarborough |
| Other | Discount | Location |
| Kamus Auto Centre Ltd. | 10% Cash Back to be credited to your credit Union shares | Biljah Rd., Chaguanas |
| Floral Artistry | 10% off all dried and fresh floral arrangements and bridal bouquets | 3 Long Circular Rd., St. James |
| COLFIRE | Special Insurance rates on Motor Vehicles through our broker Peter Roberts |
ANSA McAL Premier Card
CECU members also qualify for the ANSA McAL discount programme which includes more than eighty participating merchants across Trinidad and Tobago who offer thousands of dollars in savings. Premier Card holders enjoy huge discounts on a large variety of merchandise from clothing, household electronics and appliances, pharmaceuticals and groceries.
Click on the link below or the image opposite for further details.
Visit CECU to apply for your ANSA McAL Premier Card.
